Your relevant loan options.

OUR SERVICES

Home loans

With the expertise to understand your specific goals, Turning Point Finance knows the importance of finding you the loan with the right interest rate, benefits and long-term viability. Our specialty is obtaining the right home loan product for you from our lender panel of over 20 bank and non-bank institutions.

 

Investment loans

Turning Point Finance can assist you with a range of investment loans. With the experience to understand complex different income streams and revenue complexities, we can offer you a relevant product which is in line with your investment strategy, taking into account tax implications.

 

Commercial loans

Requiring finance to grow your business or improve cash flow? Or looking to purchase a commercial property? We can access funds from our panel of commercial lenders.

 

Refinancing

A product which may have seemed the best when you previously received finance may no longer be the best product for you. Let us do a quick loan check for you. Whether a lower interest rate, better terms or a facility that more appropriately suits your needs; we can help you find it.

 

Low Doc Loans

Low-doc loans are a great solution where borrowers can afford the loan repayments but are unable to disclose full income details. Low-doc loans are particularly suitable for self-employed applicants or in a scenario involving irregular income.

 

Construction Loans

If you are building on vacant land or undertaking major work on an existing property, we can assist. It is particularly important to choose the right lender with a construction loan. Let Turning Point Finance help with the decision.

 

SMSF Loans

Recent changes in Superannuation regulations have allowed Self-Managed Super Funds (SMSF) to borrow money to acquire assets. We are accredited with bank and non-bank lenders which offer a range of financing options specifically tailored for SMSF borrowing.

 

Leasing & Commercial Hire Purchase

We can assist you with Leasing or Commercial Hire Purchase requirements for motor vehicles or equipment.

 

Reverse Mortgages

If you want to unlock some of the equity in your home, we have a range of lenders to choose from.

 

Personal Loans

Looking for a loan of $10,000 or more for a holiday, furniture, debt consolidation or any other purpose? Let Turning Point Finance take care of it for you.

 

Insurance

We are very aware of your insurance needs, including Death, Income Protection, Home and Contents and Car. We have strong relationships with insurers that are well established and can provide you with peace of mind.

 

Let us provide find a suitable product for you

To begin the process you will need some key information and documents to supply to Turning Point Finance. This will include, amongst other things, evidence of income, savings, identity proof, some assets and liabilities. From there, we can talk through what may be the best lender or product for you, and maybe submit an application to a particular lender.

Once your application satisfies a lender’s criteria, you will then be provided with a pre- approval advice which will enable you to negotiate the purchase of property with the confidence that you have the necessary finance.

Home loan pre-approval generally can be organised in a short period of time. Once an application is submitted, it is most common to have lender feedback well within a week, often within 2 working days.